So, whether you need additional cash that will hold you over until your next paycheck or for an unexpected expense, LendChoice. The OLA seal is a symbol of trust. Some states have laws limiting the APR that a lender can charge you. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments.

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